I find it amazing when I ask people this simple question, most have no idea what their long-term investment performance has been. You would think this would be the most basic information given to any investor. Have you made any money? The Financial Advisers and Intermediary Services (FAIS) Act includes a General Code of Conduct …
I often hear financial advisers tell their clients that their primary residence is already a sufficient asset in bricks and mortar to hold in terms of an overall post-retirement investment strategy. They argue strongly against a client wishing to acquire additional residential property in retirement, and living off the rental. Their arguments are usually well-founded …
Rental property as part of a Retirement Portfolio? Read More »
When approaching retirement, it is crucially important to consider all the options available, and make a choice dependent on your personal circumstances. The reason I raise this question is because the Living Annuity has been around in South Africa for many years now, and has become almost the default product to house the majority of …
